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Friday, 6 March 2020

Atal Pension Scheme full Detail



Atal Pension Scheme full Detail

After the age of 60, there will be a profit of Rs 5,000 per month or Rs 60 thousand per month
Atal Pension Scheme is a government pension scheme for low income people
If you join the Quarterly Plan at the age of 18, your total investment will be Rs 1.05 lakh

Utility desk. If you are 18 years old and have not made any plans for your future yet, this opportunity is special for you. Under this scheme of government, you have to make a modest investment and after the age of 60 you get a profit of Rs 5,000 or Rs 60 thousand per month.

The Atal Pension Scheme is a government pension scheme for low income people, which guarantees fixed income. Under this scheme, any citizen of the country can join the scheme at the age of 18 years. It requires opening an account with a monthly, quarterly or half yearly investment. Under the scheme a maximum pension of 60 thousand rupees or 5 thousand rupees per month is guaranteed.


How to get 5 thousand rupees a month
If you join the Atal Pension Scheme at the age of 18 and open an account for an annual pension of Rs. 5,000 or Rs. It will be Rs 2,520 for the whole year. You have to invest Rs 210 monthly till the age of 60 years. After the age of 60, your account will come to Rs. 5,000 per month, which is Rs. 60,000 annually.

The benefit of joining at a young age
If you join the Quarterly Plan at the age of 18, your total investment will be Rs 1.05 lakh. Similarly if you join the age of 35, you will have to deposit Rs 2,688 every three months for the quarterly plan. You have to invest for 25 years, in which case your total investment will be Rs 2.68 lakh. For pension plan you have to deposit more than Rs 1.63 lakh. The benefit of this scheme will be that your total investment in it will be only 1.05 lakh rupees, while Rs 5,000 monthly will be credited to your account.

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